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Home & everyday living
Home, condo, renters, landlord, flood and personal umbrella options.
View household optionsFlorida insurance, made more personal
Protect what matters without figuring it out alone.
Whether you are insuring your first Florida home, reviewing the family auto policy or protecting a more complex portfolio, we help you understand the options and take the next step.
Florida licensedLocal, personal guidanceStatewide quote requests
Already have coverage?A review can help you spot gaps, outdated details and new questions to ask.
Across FloridaAccepting quote requests statewide
Ordinary to complexEvery household deserves clarity
Real response standardsTwo business hours during office hours
Personal guidanceFocused on fit, questions and next steps
Start where you are
Insurance for the life you are actually living
You do not need to know the insurance vocabulary. Tell us what you want to protect, and we will help organize the conversation.
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Auto & the road ahead
Personal auto plus motorcycle, boat, RV and other specialty needs.
View vehicle optionsP
Private client needs
High-value homes, multiple properties, valuable assets and layered liability.
Explore private clientB
Life & small business
Life insurance conversations now, plus early interest capture for small-business coverage.
See what is available
A human relationship, strengthened by technology
Meet Kim Lewis Howard
Lewis Howard Insurance Group was built to pair personal attention with a modern, responsive process.
Technology helps us organize requests, surface follow-ups and keep work moving. But insurance decisions deserve a licensed professional who listens, explains and takes responsibility for the next step.
- Guidance for ordinary Florida households comes first.
- Additional expertise for high-value and multi-property needs.
- A growing team designed around service and accountability.
How it works
A simpler start to an insurance conversation
The first form is intentionally short. We will collect detailed underwriting information later through the appropriate secure process.
Tell us what you need
Share your contact details, Florida ZIP code and the type of insurance you want to discuss.
We review and respond
A licensed insurance professional contacts you within the published response window.
Move into the right quote process
We gather the details needed for your situation and explain the next steps.
Florida reach, Central Florida roots
Local knowledge with statewide ambition
Our office is rooted in the St. Cloud–Lake Nona corridor, with close attention to NeoCity, Greater Orlando and the Space Coast. We accept quote requests from throughout Florida; coverage and availability depend on licensing, appointments, carrier rules and underwriting.
St. Cloud & NeoCity
Our physical home base and a fast-changing part of Osceola County.
Local insurance guideLake Nona & Greater Orlando
Growing households, modern homes and private-client opportunities.
Lake Nona guideAll of Florida
From the Space Coast to Palm Beach and the Panhandle, your ZIP code is welcome.
Start a quote requestThank you—your request has been received.
A licensed insurance professional will contact you within two business hours. Requests submitted outside normal business hours will be addressed the next business day.
A licensed insurance professional will contact you within two business hours. Requests submitted outside normal business hours will be addressed the next business day.
We could not send your request. Please call 321-805-4625 or try the form again later.